Service List
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Payment Processing
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GMO Payment Gateway, Inc.
Invoice Card Pay byGMO is a service that enables BtoB invoice card payment.
In BtoB transactions, the buyer company introduces this service so that even if the selling company specifies Bank transfer as a payment method, you can use your card. Payment will be possible. -
GMO Payment Gateway, Inc.
This is a high-performance, high-quality comprehensive payment service designed for e-commerce sites and online businesses, supporting a wide variety of payment methods including credit card and convenience store payments.
With years of experience and proven success, we offer solutions for all challenges related to online business - from building e-commerce sites to post-payment operations - as well as the latest security solutions.
In terms of security, we provide a secure environment before, during, and after the payment process.
The service also complies with credit card security guidelines, allowing you to use it with confidence. -
GMO Payment Gateway, Inc.
financial institution and finance service providers are in the business of issuing credit, debit, prepaid house cards and merchants Easy, flexible, and efficient when developing new payment processing business such as merchant businesses that require functions of contract management, merchant settlement, and card transaction processing. It is a platform that provides various services at once so that you can build a infrastructure of payments.
In addition, since each service can be centrally managed on one management screen, it is possible to improve operational efficiency in terms of operation. -
GMO Payment Gateway, Inc.
"GMO Cashless Platform" is a multi-payment service that supports QR / barcode payment for physical stores.
It realizes one-stop system connection, sales settlement, etc., and reduces the burden of introducing QR / barcode payment for member stores.
We will provide a central platform for cashless payments in cooperation with POS cash registers, payment terminals, payment machines, etc. -
Ginko Pay Infrastructure Systems
GMO Payment Gateway, Inc.
based payment services that utilize the infrastructure system of "Ginko Pay", It is possible to provide a service that can be used across banks and regions through the multi-bank payment function (mutual entry between banks) that enables mutual cooperation between the banks that have been introduced.
Users who have an account with a bank that has introduced "Ginko Pay" can download the smartphone app for users and register their account in advance to payment QR code / barcode when shopping at member stores. The money will be debited directly from your bank account and the payment will be completed.
GMO-PG provides the foundation system for Ginko Pay. -
Mobile Gift Certificate Platform byGMO
GMO Payment Gateway, Inc.
This is a cashless electronic gift certificate that can be issued to smartphones instead of paper.
Because it functions as a “rechargeable electronic money” usable at local shopping streets and affiliated stores, it allows for the launch of electronic gift certificates while reducing both implementation costs and operational workload.
In addition to local governments, chambers of commerce, regional banks, shopping districts, and nationwide enterprises can also use the Mobile Gift Certificate Platform byGMO to promote regional economic development and revitalize local communities.Inquiries about services:
https://gmo-mobilepay.jp/form_mobilepay_ask_01/ -
GMO Pepabo, Inc.
Osaipo! byGMO Pepabo is a free-to-register payment service offered by GMO Pepabo. By purchasing Osaipo! Points within the platform, users can conveniently pay for multiple contracted services in one go.
With features like auto-renewal and auto-charge, Osaipo! eliminates the hassle of manual payments, allowing for worry-free, long-term use.Inquiries about services:
https://osaipo.jp/support/chat -
GMO TECH, Inc.
GMO Out-App-Purchase is a service that allows app businesses to sell digital content through their websites, without relying on in-app purchases. This not only reduces payment processing fees and increases app revenue, but also enables the acquisition of app users through integration with GMO SmaAD.
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Cashless Payment Terminal Solution
GMO Financial Gate, Inc.
We provide payment terminals for merchants such as restaurants to enable cashless transactions.
Our all-in-one devices integrate the terminal unit, card reader, and PIN pad, supporting credit cards, QR codes, and e-money payments.
Upon installation, we offer customized applications, API integration, and UI/UX design tailored to each client's needs.Inquiries about services:
https://gmo-fg.com/en/contact/index.html -
GMO Financial Gate, Inc.
As a gateway provider, we operate a payment center that connects merchants with credit card companies.
We deliver a secure and reliable payment infrastructure in full compliance with relevant laws and the highest security standards.Inquiries about services:
https://gmo-fg.com/en/contact/index.html -
payment service providing solution
GMO Financial Gate, Inc.
We handle the aggregation and settlement of transaction amounts on behalf of both merchants and card companies.
By consolidating contracts and settlements with multiple payment institutions, we help streamline operations and provide sales visibility through detailed reporting.Inquiries about services:
https://gmo-fg.com/en/contact/index.html -
GMO Enpay, Inc.
This is a payment collection support service designed with the concept of being ""kind to both payers and recipients,"" enabling billing and payments to be completed entirely without the use of cash or paper by utilizing computers and smartphones.
The system allows for fully automated management, including real-time tracking of payment status and reconciliation tasks.
In addition to streamlining collection operations, it can also automatically generate accounting data, significantly reducing the administrative workload.
As of February 20, 2025, the service has been implemented at over 2,400 facilities nationwide, primarily at nursery schools, certified childcare centers, and kindergartens. It is also being adopted by local governments, including public childcare centers managed by the city of Toyota in Aichi Prefecture.Inquiries about services:
https://www.enpay.co.jp/service/inquiry -
GMO Enpay, Inc.
This is a bank transfer support service designed to streamline the entire collection process by leveraging PCs and smartphones to eliminate the hassle and inconvenience of traditional bank transfers. With the concept of “Simplifying everything - from registration and billing to aggregation and bank transfers”, the service enables users to complete complicated bank transfer procedures easily on their smartphones. It also automatically switches to convenience store payment in case of insufficient account balance. From bank transfer registration to integration with accounting systems, the service enhances efficiency across all collection-related tasks, significantly reducing the operational burden. It is already being adopted by kindergartens, nursery schools, and elementary schools across Japan, as well as local governments, including after-school programs in Tokai City, Aichi Prefecture.
Inquiries about services:
https://www.enpay.co.jp/service/koufuri-plus-inquiry -
GMO Epsilon, Inc.
This service allows merchants to use a wide range of payment services, such as merchant contracts with multiple credit card brands and convenience store payments, with no initial costs, through a contract only between the merchant and Epsilon.
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GMO Epsilon, Inc.
fincode byGMO is an online payment infrastructure designed to help startups succeed. It allows you to instantly set up an account online and start accepting card payments as soon as the same day. It also provides intuitive APIs and low-code components, reducing the amount of work required for implementation.
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GMO Epsilon, Inc.
This service allows you to use Japan Post's Yu-Pack/Yu-Packet and Seino Transportation's Kangaroo Delivery at lower than market prices. This allows you to cut costs in terms of delivery fees for your e-commerce operations.
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GMO Epsilon Transaction Lending
GMO Epsilon, Inc.
This is a loan service that can only be applied for by Epsilon member stores. Since loans can be granted in as little as five business days from application to loan disbursement, it can also meet sudden capital needs during busy periods.
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GMO Epsilon, Inc.
"Cycle" is a sales-linked service that allows users to charge their card with the amount of sales processed on their e-commerce site up to the previous day using the "Epsilon Payment Service," and then use the card to make payments at Visa affiliated stores.
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GMO Payment Service, Inc.
GMO Atobarai is a post-payment solution provided by GMO Payment Service that eliminates the risk of uncollected payments for merchants.
It is primarily used in e-commerce, offering a secure payment method for customers who prefer to pay after receiving the productwithout entering credit card information. This service is especially valuable for merchants looking to capture sales from customers who do not own or use credit cards.
Regardless of the customer’s payment status, GMO Payment Service pays the merchant on their behalf. We also handle invoice issuance, payment reminders, and collection managementreducing operational burden for your business.
Customers can pay after receiving the goods via convenience stores, bank transfers, or post offices, making it a convenient and reassuring option.
By offering a secure and flexible payment method, GMO Atobarai helps merchants maximize conversion opportunities by meeting the needs of a broader audience, including non-credit card users.
Why choose GMO Atobarai?
・Automated, real-time credit screening through system integration
・Instant credit decisions at the time of purchase enable smooth checkout while purchase intent is high
・Outsourcing of billing and collection operations reduces internal workload and operating costs
・Increased sales volume can lead to improved inventory turnover and reduced risk of excess stockInquiries about services:
https://form.run/@gmo-atobarai-inq -
GMO Payment Service, Inc.
GMO Kakebarai eliminates the stress associated with invoicing, collections, and credit management for businesses, enabling them to focus entirely on business growth.
Specifically designed for B2B transactions, GMO Kakebarai handles credit screening, invoice issuance, payment confirmation, and dunning on your behalf. The service also absorbs the risk of uncollected receivables by having GMO Payment Service assume the receivables through assignment.
You can delegate time-consuming tasks such as credit checks for new clients (buyers), issuing invoices to existing partners, managing incoming payments, and handling re-invoicing. Since GMO Payment Service takes on the credit risk through receivables transfer, you can confidently concentrate on your core operations.
With real-time credit screening, transactions can be completed without keeping customers waitingimproving conversion rates.
GMO Kakebarai supports all B2B transactions, whether online (e-commerce) or offline (face-to-face), including recurring transactions with corporate or sole proprietors such as route sales partners or users of subscription-based services.Inquiries about services:
https://form.run/@kakebarai -
GMO Payment Service, Inc.
Atokara is a flexible and easy-to-use Buy Now, Pay Later (BNPL) service, co-developed by Sumitomo Mitsui Card, GMO Payment Gateway, and GMO Payment Service.
With Atokara, you can shop online or in-store without entering credit card details. All you need is your mobile phone number and email address to complete your purchase. Pay later at a convenience store or via bank transfer, after your items arrive.
Everythingfrom purchase to billingis handled online. Plus, with monthly billing and support for in-person transactions, Atokara fits seamlessly into your lifestyle.
We support businesses offering B2C products and services by helping them capture more sales opportunities.
